Lander & Associates Comprehensive and Collision Insurance
Collision Insurance Vs. Comprehensive Insurance
Comprehensive insurance usually covers everything that happens when the car isn’t being driven. It is also referred to as “other than collision” insurance. For example, if you park your car under a tree and a storm causes a branch to fall on it, comprehensive insurance would cover it.
When determining what insurance covers a specific damage, you should consider how the car was damaged. However, since the two insurances cover different kinds of situations, most people bundle them together. If you hit a cow, for example, you’ll need comprehensive coverage, but if you swerve to avoid hitting a cow and hit a building or car, you’ll need collision coverage.
Comprehensive And Collision Insurance In Florida
By dropping comprehensive coverage, an average person can save around twenty-two dollars a month. However, you will have to pay a hundred percent of the price of damage from an accident normally covered by comprehensive insurance out of pocket. For most car owners, it is best to invest in a package that bundles both collision and comprehensive insurance.