Personal Injury Protection Insurance Litigation

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Steven Lander & Associates Personal Injury Protection Insurance Litigation

After getting into a car accident, you may be reeling from mental and emotional trauma and trying to get your thoughts together. Your first priority is to seek immediate medical care, and then you may consider consulting with a Florida personal injury protection lawyer to deal with legalities. Under Florida law, all drivers are required to carry $10,000 in personal injury protection (PIP) coverage, a type of auto insurance coverage designed to minimize delays in damage compensation following an accident on the road. If your damages exceed the amount PIP covers, you may be entitled to additional compensation from the party deemed at-fault.

Filing a PIP claim can be a complicated process, which is why Steven Lander & Associates is here to guide you through each step. Consult with an expert Florida PIP lawyer from Steven Lander & Associates today.

Recovering Damages In A PIP Case

Florida law stipulates exactly what can be recovered in a PIP claim, but still may not cover all of the damages incurred. Personal Injury Protection insurance typically covers a percentage of:

  • Surgery
  • Emergency transportation
  • Medical care, like sutures or setting broken bones
  • Medical testing, such as MRIs, X-rays, or CAT scans
  • Prescription drugs
  • Physical therapy or rehabilitation
  • Lost wages
  • Costs related to burial in the case of a Wrongful Death claim
  • Other out-of-pocket costs

Property damage is typically covered by another insurance policy and not PIP coverage.

PIP Cases Our Firm Handles

PIP coverage is the kind of insurance you buy to protect yourself. This coverage offers the convenience of not having to prove who was at fault for the accident in order to receive compensation. However, in certain instances where the accident occurred while committing a felony or is deemed intentional, your insurance company may not have to pay. PIP insurance can cover a diverse array of automobile accidents, such as:

  • Motorcycle accidents
  • Pedestrian accidents
  • Drunk driving accidents
  • Truck accidents
  • Bicycle accidents
  • Accidents caused by texting while driving
  • Accidents due to distracted driving
  • Accidents caused by failing to yield
  • Accidents caused by sideswipes or T-bones

Your PIP coverage not only covers your injuries, but also may cover children or other family members in your car when the accident occurred.

Pursuing Other Liable Parties

PIP coverage only covers some of your medical expenses (up to $10,000). In certain instances, especially those involving significant damages, another party may be held liable. Our expert legal team thoroughly investigates your accident and helps you pursue damages from any liable parties, such as:

  • The at-fault party’s insurance company
  • Another insurance policy you hold, like additional PIP policies and uninsured motorist coverage
  • The driver’s employer, if the driver was on the job during the accident
  • If the accident was due to mechanical failure, a part or vehicle manufacturer
  • A government agency, if they did not maintain the road or equipment

Contact Us Today

PIP coverage is specifically tailored to only cover a portion of your medical bills, so if your damages are significant you may seek other options for compensation. A Florida personal injury lawyer from Steven Lander & Associates in Fort Lauderdale can help you recover damages from any parties deemed responsible for your injuries.