Steven Lander & Associates Disability Insurance
Disability Insurance Policies In Florida
Short-term disability coverage
Long-term disability coverage
Disability Insurance Claim Denial In Florida
- That the policyholder didn’t pay an adequate amount into the policy
- The injuries they filed for aren’t covered under the policy
- A lack of evidence provided to the insurance company to approve the disability claim.
No matter why your disability claim was denied, your best course of action is to hire an expert disability lawyer to help you navigate the complications of dealing with your insurance company and get the compensation you are entitled to.
If your insurer denies your disability claim, they are required to formally give you a specific reason for denial in their initial denial letter, any missing information that would validate your claim, and detail how to appeal your denial (or have it reviewed again).
Under Florida Statute § 624.155(1)(b)(3), your insurance company is legally required to make a decision on your disability claim within a reasonable time frame. Moreover, if a disability insurance claim was denied in Florida, the insured generally only has a limited amount of time to appeal their decision. Certain insurance policies also require filing an appeal prior to bringing in an attorney. An expert disability insurance lawyer from Steven Lander & Associates can help you file a lawsuit for breach of contract in the case your claim was denied wrongfully. Your best bet against multi-million dollar insurance companies and their extensive legal teams is to have somebody on your side who can effectively advocate for your rights.